MediSave for dental treatment in Singapore
MediSave can pay for dental procedures that involve surgery — dental implant placement, surgical wisdom tooth removal and other oral surgery. Routine treatment such as check-ups, scaling and fillings is not MediSave-claimable. At Advanced Dental, our team confirms what your procedure qualifies for and files the claim for you on the day, so there is no paperwork to chase afterwards.
What MediSave covers at the dentist
Under CPF Board rules, MediSave can be used for dental treatment when the procedure is performed for medical reasons and is classified as an operation under the MOH table of surgical procedures. In day-to-day dentistry, that means:
- Dental implants — Implant placement is a surgical procedure, claimable up to $1,120 per implant plus day-surgery charges.
- Oral surgery — Surgical removal of impacted teeth and other minor oral surgery classified as an operation.
- Extractions — A wisdom tooth that needs surgical removal is claimable; a simple extraction is not.
Whether a specific tooth qualifies is a clinical call — for wisdom teeth, it depends on whether the tooth is impacted and needs surgical removal rather than a simple extraction. Your dentist assesses this at the consultation, usually with an X-ray, and tells you the claimable amount before treatment is scheduled.
MediSave claims for dental surgery can be made at MediSave-accredited private dental clinics as well as public institutions. There is no need to be referred from a polyclinic or hospital — you can book a consultation with us directly, and the same claim limits apply.
What MediSave does not cover
Non-surgical dental work cannot be paid with MediSave. That includes check-ups, scaling and polishing, fillings, simple extractions, standard crowns and bridges, dentures, braces and cosmetic treatment such as whitening. For routine care, CHAS cardholders can use CHAS dental subsidies at any of our clinics instead — and from mid-2026, Flexi-MediSave extends to permanent crowns and root canal treatment for patients aged 60 and above at CHAS dental clinics.
MediSave dental claim limits
Claim limits are set by the CPF Board and depend on the procedure performed. The figures below are the published limits as of March 2026.
| Procedure or charge | MediSave claim limit |
|---|---|
| Dental implant insertion | $1,120 per implant (operation fee limit) |
| Dental implant removal | $490 per implant (operation fee limit) |
| Oral and dental surgery (operation fee) | $240 to $5,290, set by the procedure’s classification under the MOH table of surgical procedures |
| Day-surgery charges (facility, investigations, medicines) | Up to $830 per day |
| Flexi-MediSave (age 60 and above) | Up to $400 per year for outpatient treatment |
The per-implant limit applies to each implant placed: for example, an operation to insert two implants can claim up to $2,240 in operation fees ($1,120 × 2), with day-surgery charges claimable on the same day at up to $830. Where the total fee is above the claimable limit, the balance is payable by cash, NETS, PayNow or card. For treatment fees, see the dental implants and oral surgery pages.
Flexi-MediSave for patients aged 60 and above
Flexi-MediSave lets patients aged 60 and above use up to $400 per year of MediSave for outpatient treatment — the annual limit was raised from $300 on 1 October 2025. From mid-2026, Flexi-MediSave coverage extends to permanent crowns and root canal treatment at CHAS dental clinics and public healthcare institutions, giving seniors another way to pay for restorative dental work on schedule-listed treatments.
How MediSave claims work at our clinics
- Consultation and assessment. Your dentist examines the tooth or treatment area, usually with an X-ray, and confirms whether the procedure qualifies for a MediSave claim and for how much.
- You receive a written estimate. Before anything is scheduled, you will know the treatment fee, the claimable amount and the balance payable.
- Sign the MediSave authorisation form. On the day of the procedure, you (or the family member whose MediSave is being used) sign the authorisation form at the clinic.
- We file the claim on the spot. Our team submits the claim for you — no reimbursement paperwork. Any balance is payable at the counter.
Surgical procedures such as implant placement and surgical wisdom tooth removal are carried out at selected Advanced Dental clinics. Message us and our team will direct you to a suitable location and dentist for your case.
MediSave frequently asked questions
Can I use MediSave for scaling, polishing or fillings?
No. MediSave applies to dental procedures that are classified as surgery, such as dental implant placement and surgical wisdom tooth removal. Routine treatments such as check-ups, scaling, fillings and standard dentures are not MediSave-claimable — CHAS subsidies may apply to those instead.
How much can I claim for wisdom tooth surgery?
It depends on how the procedure is classified under the MOH table of surgical procedures. The operation fee limit ranges from $240 to $5,290, and day-surgery charges are claimable up to $830 per day. Your dentist confirms the claimable amount for your case after an assessment, before any surgery is scheduled.
Is every wisdom tooth extraction MediSave-claimable?
No. A wisdom tooth that can be removed with a simple extraction is not claimable. MediSave applies when the tooth requires surgical removal — for example, when it is impacted and gum or bone needs to be lifted to reach it. Your dentist assesses this with an X-ray at your consultation.
Does MediSave cover the full cost of a dental implant?
Not usually. The claim for implant insertion is capped at $1,120 per implant under the operation fee limit, with day-surgery charges claimable separately at up to $830 per day. The remainder of the fee is payable by cash, NETS, PayNow or card. Treatment fees are listed on our dental implants page.
Can I use a family member’s MediSave?
Yes. MediSave for an approved dental procedure can come from your own account or from an immediate family member’s, such as a spouse, parent or child, with the account holder’s authorisation. The account holder signs the authorisation form for the claim.
Do I need to pay the full amount upfront and claim later?
No. We file the MediSave claim on the day of your procedure — you sign the MediSave authorisation form at the clinic and we submit the claim for you. Any balance above the claimable limit is payable at the counter.
What is Flexi-MediSave?
Flexi-MediSave lets patients aged 60 and above use up to $400 of MediSave per year for outpatient treatment — the annual limit was raised from $300 on 1 October 2025. From mid-2026, it extends to permanent crowns and root canal treatment at CHAS dental clinics and public healthcare institutions.
Can I combine CHAS and MediSave?
They cover different things, so a single treatment plan can draw on both. CHAS subsidises routine care such as check-ups, fillings and dentures, while MediSave applies to surgical procedures such as implants and surgical wisdom tooth removal. Each scheme is applied to the part of the plan it covers.
Check whether your treatment is MediSave-claimable
Book a consultation at any Advanced Dental clinic and your dentist will confirm what your case qualifies for, or ask us on WhatsApp before you book.